Calculate how your savings account grows over time, or find out how much you need to save monthly to reach a goal.
Enter your savings parameters
| Starting Balance | — |
| Monthly Deposits | — |
| Total Deposited | — |
| Interest Earned | — |
| Final Balance | — |
| Effective APY | — |
This savings calculator shows exactly how your money grows in a savings account, HYSA, or CD. Enter your starting balance, regular monthly deposits, and interest rate. Switch to "Monthly Savings Needed" mode to work backwards from a financial goal — enter the amount you want to save and the calculator tells you the required monthly deposits.