🏢 Rental Property

Rental Property Calculator

Analyze investment property returns: cap rate, cash-on-cash return, NOI, gross yield, and full cash flow projection. The essential tool for real estate investors.

Property Details

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Cash-on-Cash Return
Cap Rate
Monthly Cash Flow
Annual NOI
Cap Rate
Gross Yield
Total Investment (down + closing)
Gross Rental Income
Vacancy Loss
Effective Rent
Annual Expenses (excl. mortgage)
NOI (Net Operating Income)
Annual Mortgage Payment
Annual Cash Flow
Cash-on-Cash Return
Cap Rate

FAQ

What is cap rate?
Capitalization Rate = NOI / Property Price × 100. A 6% cap rate means the property generates annual NOI equal to 6% of its value (before financing). Higher cap rate = higher return but often higher risk.
What is cash-on-cash return?
Cash-on-Cash = Annual Cash Flow / Total Cash Invested × 100. It measures return on your actual out-of-pocket investment (down payment + closing costs). The most important metric for leveraged real estate.
What is NOI?
Net Operating Income = Gross Rent − Vacancy Loss − Operating Expenses. It excludes mortgage payments and shows how much the property earns from operations alone.
What is a good rental property return?
Cash-on-cash of 5-10% is generally considered good. Cap rates vary by market: 3-5% in expensive cities, 6-10% in secondary markets. Always compare to your cost of capital and alternative investments.